Texas
The deductible on a Texas roof is rarely a round thousand.
Wind and hail deductibles in Texas are often a percentage of the house. On a $400,000 house, 2% is $8,000. That figure is the math, not your number. Read the declarations page on your house.
DOP VIP pays toward that deductible. A house is $14.95 a month per $1,000, from $500 to $15,000. A business deductible uses the commercial rate, $29.95, from $1,000 to $30,000.
An $8,000 home deductible is $119.60 a month. Your membership has to be active for 30 days before the loss, and you’ll need the scope of work from your insurance company.
One house, one membership. A second house is a second membership.