Deductible Offset Protection
Stop Letting Insurance
Deductibles Drain You.
DOP VIP is a subscription service that offsets your homeowner's or business insurance deductible — so when disaster strikes, you're covered from day one.
“You can use anyone — but why would you.”
See It in Action
The Problem
Insurance Protects Your Home.
But Who Protects You?
High deductibles you can't afford to meet
Homeowner's and business insurance deductibles can cost thousands — no matter how much of the total bill the insurance covers. When disaster hits, you're stuck with a bill you didn't plan for.
Adjusters who lowball your claim
When the insurance company sends an adjuster, whose interests do they really represent? Unfortunately, their assessments often shortchange your compensation.
Scrambling to find contractors after a disaster
After a catastrophe, gathering qualified, ethical contractors feels like herding cats. Wrong choices lead to poor results, unfair charges, and storm chasers who disappear.
What Is DOP?
Deductible Offset
Protection
Homeowner's and business insurance can be a lifesaver in times of catastrophe, but that security comes at a price: the high deductibles you may have to meet, no matter how much of the total bill the insurance picks up.
Our deductible offset protection (DOP) service can help remove that burden, just as programs such as MediShare provide deductible coverage for medical emergencies. Our subscription-based program covers some or all of your deductible expenses, depending on what coverage amount you sign up for.
Choose from a range of affordable monthly premium levels to suit your needs and budget. Safeguard yourself against unexpected homeowner's or business insurance deductible expenses.
How It Works
Three Simple Steps
Request Your Team
Request your Emergency Response Team and public adjuster. We dispatch qualified professionals to assess and begin addressing the damage immediately.
Submit Your Claim
Submit your claim to the insurance company. Our public adjuster works on your behalf to ensure a fair assessment — not the insurance company's lowball estimate.
Confirm & Relax
Contact us to let us know you've submitted your claim. We take it from here — coordinating contractors, managing repairs, and covering your deductible.
Our Services
Everything You Need.
Nothing You Don't.
Deductible Offset Protection
Our subscription-based program covers some or all of your deductible expenses. Choose a coverage amount that matches your deductible — partially or fully. Low monthly payments starting at just $14.95.
Public Adjuster Services
When the insurance company sends an adjuster, they represent the insurer — not you. Our public adjusters work exclusively on your behalf to ensure a fair, honest assessment of your property damage.
Emergency Response Team
Having money to rebuild is a great first step. But you still need immediate help. Our Emergency Response Team handles critical short-term fixes right after a disaster — before the full rebuild begins.
Contractor Network
We maintain a carefully-vetted network of dedicated certified contractors in a variety of fields, including roofers, plumbers, electricians, HVAC technicians, general contractors, and more.
Pricing
That's Up to You.
Our low monthly payment levels start at just $14.95. You can opt for a level that'll cover your entire deductible or just part of it. Choose the coverage amount that matches your needs and budget.
Starting price
- Choose your coverage level
- Cover part or all of your deductible
- Access to Emergency Response Team
- Public Adjuster services included
- Vetted contractor network access
Being a DOP VIP member has been nothing short of amazing. In a time where our home repairs were in limbo, knowing that we would not have to come out of pocket for our deductible was very calming. This process was handled with great customer service and communication.
Everybody Wins.
The more members you sign up, the more revenue goes to your business. Don't miss out on this lucrative chance to share DOP VIP with your clients through our referral rewards program.
Learn About Referral RewardsBECOME A
DOP VIP
Protect yourself from unexpected deductible expenses. Join thousands of homeowners and business owners who sleep better knowing their deductible is covered.