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DOP VIP

Deductible Offset Protection

Homes and businesses.
The deductible gets paid.

A deductible protection membership for a house or a business. On a qualifying loss it pays toward the deductible, up to the amount you pick.

Home deductible offset protection is $14.95 a month per $1,000, from $500 to $15,000. $1,000 is $14.95 a month. Commercial deductible protection is $29.95 a month per $1,000, from $1,000 to $30,000. $1,000 is $29.95 a month.

Pick the protection amount

$14.95

per month, for $1,000 of protection.

$500$15,000

$14.95 a month for every $1,000 of protection.

Before you pay

  1. 01 Your membership must be active for 30 days before the loss.
  2. 02 Your loss must be at least $1 more than the protection amount you picked.
  3. 03 Send us the scope of work from your insurance company.

Stripe will ask for your name, email, and phone. After you pay, you set a password.

“Knowing that we would not have to come out of pocket for our deductible was very calming.”

Beth T. — San Antonio, Texas

San Antonio deductible offset protection

Questions

What is deductible offset protection?

Deductible offset protection is a monthly membership. On a qualifying loss, DOP VIP pays toward the deductible, up to the protection amount you pick. A house uses the residential rate. A business uses the commercial rate.

What is a deductible protection membership?

It is the DOP VIP membership. Residential is $14.95 a month for each $1,000 of protection, from $500 to $15,000. Commercial deductible protection is $29.95 a month for each $1,000, from $1,000 to $30,000.

Can this help with paying my insurance deductible?

On a qualifying loss, DOP VIP pays toward that deductible, up to the amount you picked. DOP VIP is deductible offset protection, a membership. It does not replace the policy you already carry. The membership has to be active for 30 days before the loss, the loss has to be at least $1 more than the protection amount, and you send the scope of work.

Is deductible offset protection available in Texas and San Antonio?

Yes. Memberships are available in Texas, including San Antonio. Wind and hail deductibles there are often a percentage of the property. Pick the protection amount that matches the deductible on the declarations page. The Texas and San Antonio pages spell out the local notes, and the rates are the same as the rest of the site.

All questions